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All evenPremium'Arbitrary' super payment threshold to end

The $450 superannuation income threshold payment will end on July 1, meaning that employees will get paid super, regardless of what they earn.

Colin Brinsden

Out of boundsPremiumREVEALED: WA’s most dodgy tax claims

There’s fudging a few numbers to beat the taxman to save a few bucks, then there’s the claims so outlandishly out of bounds they even give an accountant a laugh. Here’s a few of the best (and worst).

Daniel Newell

Beat the systemCommentsPremiumThe tax hacks that will save you thousands

While there are a raft of new rules kicking in from Thursday, playing with the existing superannuation rules in a clever way can save you thousands in tax and interest on your loans.

Nick Bruining

Weigh it upCommentsPremiumPrioritising key to keeping luxuries as a first homeowner

Saving habits have been embedded in me from a very young age, and so while I now have a mortgage and bills to pay, knowing how to prioritise means I don’t have to cut all the luxuries I used to enjoy.

Cheyanne Enciso

Bruining Q+ACommentsPremiumWhat should we do with a $300,000 inheritance?

‘A little over $300,000 was bequeathed to us. Should we invest the inheritance into a term deposit amid the current market volatility or put it in super and be a little less aggressive with our portfolio?’

Nick Bruining

‘Humiliating and violating’CommentsPremiumScam victim says better cyber security education a must

A frustrated disability pensioner has called on the Federal Government and big four banks to provide better cyber security education, after a scammer swindled her out of $750 last month.

Caitlin Paroczai

Surging costsCommentsPremiumWA homeowners to give up essentials as RBA tips higher rates

More than half of mortgagees surveyed in a consumer confidence poll says they will cut back on essential items like groceries, health care and fuel if interest rates go where they’re expected to.

Rebecca Le May

Wait, what?CommentsPremiumGuaranteed retirement savings payments super confusing

Confusion over compulsory superannuation has proved to be big business for the Australian Taxation Office’s superannuation complaints section.

Nick Bruining

Wage risksCommentsPremiumDon't let the boss pick your pocket to recoup rise in super

Thousands of Australian workers are at risk of having some of their take-home pay reduced as a result of increases and other changes to compulsory super.

Nick Bruining

Spending crimped CommentsPremiumWA households hunker down for long cash-strapped winter

WA households struggling with the rising cost of living are hunkering down for a long cash-strapped winter, with new consumer spending figures showing a significant drop in discretionary purchases.

Daniel Newell

Still cruisin’CommentsPoints pull this hack out of a prickly travel problem

Card points proved the saviour when a blowout car service threatened to derail our German driving plans.

Neale Prior

Brighter daysCommentsPremiumThere’s rainbows at the end of this super storm

Don’t panic. Even if you think you’re watching thunderclouds raining on your impending retirement, I’m going to try to light you up a rainbow. 

Bruce Brammall

Risky businessCommentsPremiumThe good, bad & ugly: How to preserve capital in the chaos

Preserving capital in volatile times gives investors the best possible platform from which to enjoy the eventual market bounce-backs. Here’s five way to make sure you don’t miss out.

Raymond Pecotic

Bruining Q+ACommentsPremiumIs my extra cash better in super or the bank?

I know there’s some perks to putting lump sum concessional contributions into super before June 30, but with the markets in turmoil is my money better in the bank?

Nick Bruining

Safety netHigher household buffers limit risk from rising debt: RBA

One of the paper’s key findings is that the households with the most debt tend to have the highest buffers.

Swati Pandey

Wealth effectsCommentsPremiumInflation eats into returns for collectibles market

The collectibles market will deliver slower returns this year against the backdrop of rising inflation and higher interest rates, tipped to eat into appetite for some luxury items. 

Danielle Le Messurier

‘Be prepared’Premium‘What’s necessary’: Rate rejig on Lowe’s inflation resolve

The RBA ‘will do what’s necessary’ to bring inflation back down to its 2-3 per cent target range, governor Philip Lowe said, in a hawkish signal that interest rates have further to rise to achieve that goal.

Swati Pandey

opinion
opinion
Market turmoilCommentsPremium
opinion
Be worried if a 5 per cent plunge is ruining your lunch

Keep worrying about plunging market if it is making your anxious, but keep enjoying the ride if you’re well and truly set.

Neale Prior

Cost of living crisisCommentsPremiumEleven simple ways to spend less as cost of living rises

Money is on everybody’s minds at the moment, with many Aussie families seeing their weekly spend increase while their paycheques stay the same thanks to rising inflation.

Duncan Murray

Penny-pinchingCommentsShare your inflation-busting hacks & help others stay afloat

That sucking sound you hear echoing around the suburbs is the sharp intake of breath as West Australians tighten their belts and brace for another day in the inflation capital of Australia.

Daniel Newell

Check your feelingsCommentsPremiumManaging money starts with your emotions

Money can trigger strong emotional reactions, which can lead to not-so-great decisions. A new wave of books urges people to explore their emotional connections to money.

Kimberly Palmer

opinion
opinion
Safe as houses?CommentsPremium
opinion
Why happy hiker RBA won’t crash the housing market

It’s important to note that the RBA is not actively targeting the housing market when they raise the cash rate and there are a number of factors at play that mean a market crash is unlikely.

Alexandra Colalillo

CPI supportCommentsPremiumWhy soaring inflation is a silver lining for families

Pensioners aren’t the only ones set to receive a hefty increase in payment thresholds when Centrelink readjusts its figure to account for inflation.

Nick Bruining

A little helpCommentsPremiumNew thresholds a saving grace for welfare recipients

With the cost of a shopping trolley full of groceries rising each week, mechanisms designed to protect welfare recipients are about to kick in once again. 

Nick Bruining