Shoppers celebrating the end of surcharge fees on card payments have been warned they’ll end up covering the cost anyway, when retailers are forced to build-in the charge.
Cheyanne Enciso
JACKSON HEWETT: Who pays for the financial pipes?
Jackson Hewett
Last week’s move by the Reserve Bank to hold fire on a third interest rate cut for 2025 has failed to dampen the spirits of Australian consumers.
Daniel Newell
The Reserve Bank has flagged an end to a bugbear of almost every Australian shopper — debit and credit card surcharge fees.
One in three young workers report being financially exploited across the economy and there are concerns the true number could be much higher.
Rachael Ward
Q+A: Am I better off drawing a lump sum each year from the super fund, or transferring the money to a RI allocated pension — which converts super into a regular income — and then drawing from this account?
Nick Bruining
Buried amongst a suite of changes to apply from July 1 is an increase in the amount of money you can pre-pay towards your funeral.
This change has the potential to affect how much you can contribute to super and how much ends up being completely tax free in retirement.
Penalties of 25 per cent to 75 per cent of the tax owed may apply for falsely claiming deductions. The more dishonest the claim, the higher the fine.
Robert B Whait and Connie Vitale
Up against cost-of-living pressures, Gen Z and millennials are, concerningly, leaning heavily on low-cost credit models to support their spending.
Mark Smyth
One such piece on super appeared in another media stable recently. The piece was claiming super is an easy-to-understand system, where ‘payments . . . are set-and-forget’, with rules a ‘walk in the park’.
Bruce Brammall
If you’re planning on getting married anytime soon, you likely already know that your celebration is going to come with a big bill.
Ryan Ermey
Q+A: Here’s how you could afford a new car at the age of 84 without sacrificing your home care.
Former US president Ronald Reagan famously used the old Russian proverb of ‘trust but verify’, which we should all be prepared to apply when it comes to dealing with our life’s savings.
With the ATO clarifying a significant portion of the fees paid to a financial adviser are now likely to be tax deductible, the new fiscal year may see you jump into the world of financial advice.
Capital gains tax is one of those areas where smart timing and strategic advice can make a massive difference, especially for members of GESB’s West State Super.
Raymond Pecotic
SuperRatings says the median balanced fund - one with between 60 per cent and 70 per cent of balances exposed to shares and other growth assets - returned 10.1 per cent in the year to June 30.
Sean Smith
As the financial year draws to a close, now is the time to start gathering receipts and making smart decisions to maximise your tax refund. Here are the most often overlooked or misunderstood deductions.
Robert Zammit
From today, Australian workers get a final boost to their mandatory retirement contributions - a key milestone for the country’s $4.1 trillion pension system.
Amy Bainbridge
Asset-tested pensioners can use the next 24 hours to boost their pension by up to $60 a fortnight — for life. Here’s how it works, and what you need to do ...
The start of a new financial year will usher in a raft of tax and superannuation changes, with almost every Australian affected one way or another. Here’s what changes from midnight.
For WA’s fly-in, fly-out workforce, EOFY isn’t just about ticking the tax-return box — it’s a golden opportunity to assess your financial strategy and set yourself up for long-term security. Here’s how.
Janine Leafe
With new regulations now treating buy now, pay later as a form of credit, many younger consumers are wondering: “Is BNPL wrecking my credit score? Or could it help build a stronger financial history?”
Sarah Wells
Q+A: The quirks of the Centrelink system can be summed up here. A couple on a full age pension can sell their home for $1.2m, bank $48,000 a year in interest, AND get $400 a month in rental assistance.
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